Credit Analysts
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
At a Glance
Credit Analysts earns a median of $80,970/yr with -4.4% projected growth. Typical entry: Bachelor's degree. Top skills: Analyzing Data or Information, Getting Information, SAS.
$80,970/yr
-4.4%
4
Bachelor's degree
Skills & Requirements
Skills (6)
Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
Understanding the implications of new information for both current and future problem-solving and decision-making.
Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Knowledge (4)
Knowledge of economic and accounting principles and practices, the financial markets, banking, and the analysis and reporting of financial data.
Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
Knowledge of the structure and content of the English language including the meaning and spelling of words, and rules of composition and grammar.
Knowledge of laws, legal codes, court procedures, precedents, government regulations, executive orders, agency rules, and the democratic political process.
Abilities (12)
The ability to communicate information and ideas in speaking so others will understand.
The ability to read and understand information and ideas presented in writing.
The ability to listen to and understand information and ideas presented through spoken words and sentences.
The ability to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).
The ability to choose the right mathematical methods or formulas to solve a problem.
The ability to apply general rules to specific problems to produce answers that make sense.
The ability to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing that there is a problem.
The ability to arrange things or actions in a certain order or pattern according to a specific rule or set of rules (e.g., patterns of numbers, letters, words, pictures, mathematical operations).
The ability to communicate information and ideas in writing so others will understand.
Technology (12)
Category: Development environment software | Hot Technology
Category: Data base user interface and query software | Hot Technology
Work Activities (13)
Identifying the underlying principles, reasons, or facts of information by breaking down information or data into separate parts.
Observing, receiving, and otherwise obtaining information from all relevant sources.
Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.
Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying information or data.
Providing information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person.
Analyzing information and evaluating results to choose the best solution and solve problems.
Keeping up-to-date technically and applying new knowledge to your job.
Translating or explaining what information means and how it can be used.
Using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.
Developing constructive and cooperative working relationships with others, and maintaining them over time.
Developing specific goals and plans to prioritize, organize, and accomplish your work.
Identifying information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events.
Entering, transcribing, recording, storing, or maintaining information in written or electronic/magnetic form.
Work Styles (1)
A tendency to be reliable, responsible, and consistent in meeting work-related obligations.
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Explore Key Skills
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