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Credit Officer

Finance
Financial Analysis
Credit Analyst / Authorizer

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

At a Glance

Credit Officer earns an average of $150,000/yr. Typical education: Associate degree. Experience: 10 years. Top skills: Finance, Loans, Commercial Lending.

Avg Annual Salary

$150,000/yr

Typical Education

Associate degree

Experience

10 years

Job Postings

2

Parent Occupation (O*NET)

Credit Authorizers, Checkers, and Clerks

Median Wage

$49,130/yr

Growth (2024-34)

-6.2%

Education

High school diploma or equivalent

Skills & Requirements

Specialized Skills (19)

Finance

5.0

Loans

5.0

Commercial Lending

4.9

Banking

4.9

Credit Analysis

4.8

Credit Risk

4.7

Accounting

4.7

Training Coordination

4.6

Loss Reserving

4.5

Counterparty Risk

4.5

International Swaps And Derivatives Association (ISDA)

4.3

Loan Documentation

4.3

Automation

4.2

Commercial Banking

4.1

Loan Administration

4.0

Credit Risk Management

4.0

Business Information System

3.8

Problem Loan Management

3.8

Credit Underwriting

3.7

Common Skills (11)

Operations

4.8

Management

4.5

Business Objectives

4.4

Scheduling

4.4

Coaching

4.2

Quality Control

4.1

Japanese Language

3.9

Presentations

3.9

Team Oriented

3.7

Related Specializations

Other specialized occupations in this field. Many share overlapping skills, making lateral moves more accessible.

Related Pages

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